Is OPay available in the USA? No, OPay is not available in the USA. OPay primarily operates in Nigeria and some other African countries including Kenya, Egypt and Pakistan. The company has not expanded its operations to the United States. If you are looking for similar services in the USA, there are other fintech companies and apps including Chipper Cash, Grey.co and Eversend that provide similar financial services.
However, do note that OPay has partnered with WorldRemit to facilitate international money transfers into OPay wallets from various countries, including the United States and the United Kingdom. This partnership allows OPay users in Nigeria to receive money from abroad, including dollars, which are converted to Naira upon receipt.
To use OPay for receiving dollars from the USA, you must complete your KYC verification within the OPay app. Once verified, you can then receive funds sent through WorldRemit directly into your OPay accounts. Upon arrival, the funds will be automatically converted into naira, as OPay do not directly own or manage a dollar account. This service aims to provide a seamless and affordable way for Nigerians to access international remittances.
List of Countries using OPay
OPay currently operates in the following countries:
- Nigeria
- Egypt
- Pakistan
- Ghana
- Rwanda
- South Africa
- Uganda
- Tanzania
- Kenya
- Mexico
- China
- Pakistan
Additionally, OPay is planning to expand its services into more countries across North Africa and the Middle East, including the UAE. While its primary focus has been on Nigeria, the company's growth strategy includes reaching new markets to enhance its financial solutions and services. You can learn more about the countries using OPAY in this article.
Can OPay Receive Money (Dollar) from other Countries?
Yes, OPay can receive money from other countries through its partnership with WorldRemit. This service allows users to receive funds in various foreign currencies, including US dollars (USD), Euros (EUR), and Pounds (GBP), from over 50 countries, such as the United States, Canada (CAD), Australia (AUD), and the United Kingdom.
Using OPay account to receive dollars work in the sense that when money is sent to your OPay account, the foreign currency will be automatically converted to Nigerian Naira at the prevailing market exchange rate on the WorldRemit website and send the equivalent amount to your OPay account in Naira. However, it's important complete your KYC verification to utilize this service.
Can OPay Receive Money from Pakistan to Nigeria
Although, OPay is currently working in Pakistan and Nigeria, but that doesn't mean users can send money seamlessly between the two countries using the platform. Well, OPay can be used to transfer money from Pakistan to Nigeria and vice-versa but it also have to pass through it partner - WorldRemit.
In a nutshell, any inward and outward international transfer using the OPay app must pass through WorldRemit. As OPay operate primarily as a mobile money operator ( that is, it doesn't have access or licence to operate as an international money transfer agent), the IMT (WorldRemit) will handle the currencies conversion and settlement it appropriate account.
