OPay USSD Code for MTN, Airtel, 9Mobile and GLO

Here's how to use OPay USSD code on major service providers including MTN, Airtel, 9Mobile and GLO in Nigeria.
OPay USSD Code

The OPay has a USSD code for MTN and Airtel users and the code is *955#. This USSD code let subscribers to carryout a variety of financial transactions on their phones without needing an internet connection to connect to OPay banking system.

However, to use the OPay's USSD banking services, you typically need to dial the code *955# from your OPay registered phone number. This code also works across all networks in Nigeria, including MTN, Airtel, Glo, and 9mobile.

Here’s how you can use OPay USSD code

  • Dial *955# from your registered phone number.
  • Select the service you want to use e.g, check account balance, create an account purchase airtime and data and more, from the menu options.
  • Now, you need to follow the prompts to complete your transaction.

Note: Any transactions you carryout using USSD banking will definitely be charged from your OPay Wallet Balance. Hence, make sure that you have sufficient balance in your OPay account to perform transactions.

OPay USSD Code Usage

1. Account Management:

  1. Check Balance: Dial *955*0# to check your OPay account balance.
  2. Create Account: Users need to download the OPay app to create an account, which is necessary for using the USSD services.

2. Money Transfers:

  1. To Opay Account: Use *955*1*Amount*Account Number# to transfer money to another Opay account.
  2. To Other Bank Accounts: Dial *955*2*Amount*Account Number# for transferring funds to bank accounts.

3. Purchasing Services:

  1. Airtime Purchase: For buying airtime for yourself, dial *955*3*Amount#. To buy for others, use *955*3*Amount*Phone Number#.
  2. Data Purchase: To buy data, use *955*4*Mobile Number#.

4. Withdrawals:

  1. You can use the OPAY *955# to withdraw cash from your account simply by dialing *955# and selecting the withdrawal option, then following the prompts.

5. Loans and Other Services:

  1. You can also access the loan services and pay bills through the OPay USSD code.

In a nutshell, the OPay USSD service is available to users that's using MTN network, Airtel network, and 9mobile networks and Glo network. To utilize and make the USSD banking services work as expected, you must have your OPay account linked to the mobile number you are using. The code simply allows you to manage your finances conveniently without needing a smartphone or internet connection.

Using the OPAY USSD Code

How to activate OPay USSD Code on MTN, Airtel, 9Mobile and GLO

To activate the OPay USSD code, you first need to create an OPay account, which can be done via the OPay app or directly through USSD. If you wish to use the app to register an account, then download and install the app from Google Play Store or App Store and follow the prompts to enter your personal information. Next, verify your phone number with an OTP, and set a secure password.

Alternatively, you can dial *955# on your phone and select the option to register. Next, enter your name, create a PIN, and verify your account with an OTP sent to your phone to register an OPAY Account with ease. Once your account is set up, you can use the USSD code *955# to carryout various financial transactions like money transfers, airtime purchases and so on.

OPay USSD NOT Working [Fixed]

If the OPay USSD code is not working, several factors could be causing the issue. First, ensure that you are dialing the correct USSD code, which is *955# for OPay transactions. Secondly, check if your mobile number is linked to an active OPay account and that you are using a compatible network (MTN, Airtel, or 9mobile and Glo. Other network is not supported).

Additionally, a poor network connection can also stopped the USSD service to not work. In this case, you need to verify that you have a strong signal or move to an area where there's availability of internet coverage. Furthermore, ensure that your account balance is sufficient for the transaction you are attempting to perform, as insufficient funds can prevent successful operations.

However, to fix the issue, start by confirming your network connection and trying again. If the problem persists, restart your phone and attempt to dial the USSD code once more. You may also want to check for any service outages or maintenance updates from OPay.

If none of these steps resolve the issue, contacting OPay's customer support for assistance is advisable, as they can provide specific troubleshooting tailored to your account and network situation.

Is OPAY USSD Code Free?

Yes, using the OPay USSD code is free of charge. There are no fees associated with dialing the USSD code *955# for transactions such as checking your balance, transferring money, purchasing airtime, or paying bills.

However, while the USSD service itself is free, you should be aware that certain transactions, such as money transfers or purchases, may still incur service fees of N10. It's advisable to review the transaction summary and know applicable fees related to the transactions to ensure a clear understanding of potential costs involved.

About the author

Temmy Samuel
Founded Mainwave Digital Media, Temmy Samuel is a financial advisor and journalist, blending financial expertise with storytelling skills to simplify complex financial topics for readers and clients alike. Learn More About Temmy Samuel

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