Hello guys! In this article, I'm going to walk you through everything you can do with a Chipper Cash Account and App in Nigeria and beyond. If you're looking for how you can use the Chipper Cash Virtual Card to pay for apple music, pay on AliExpress, or even pay for iCloud storage, then you're in the right article.
We'll also walk you through how to use Chipper Cash trade cryptocurrencies such as buying and selling Bitcoin to make money in Nigeria. However, before we dive into all these amazing benefits this article features, let's talk a look at the reviews of Chipper Cash and how the fintech app works.
What is Chipper Cash?
Chipper Cash is a popular cross-border payments mobile app, where over 3 million people send and receive money in and between Nigeria, South Africa, Ghana, Uganda, Rwanda, Tanzania, and now available in United Kingdom (UK).
One of the key features of Chipper Cash is its offer of free local transfers, making transactions within countries cost-effective. Additionally, it provides some of the lowest rates for sending money across borders, making international money transfers more affordable for its users.
List of Countries using Chipper Cash
Chipper Cash is currently operating in six countries; five African countries and one North American country. Precisely, Chipper Cash transacts across Ghana, Rwanda, Nigeria, Uganda, South Africa and USA. With the Chipper Cash App, you can send money directly to bank and mobile money accounts in more than 21 African Countries.
In a nutshell, Chipper Cash supported countries includes:
- Nigeria
- Ghana
- South Africa
- Uganda
- United State of America
- Rwanda
As Chipper Cash continues to expand across nations of the world, millions of customers on Chipper grow to even more. The possibilities of what users can achieve with Chipper Cash are endless.
Is Chipper Cash Legal and Legit?
Chipper Cash is legit and legalized in the supported countries in which it operates. It's registered and licensed by the countries' apex banks and securities and exchange commission (SEC) in the places it operates and plays by the financial rulebook.
In addition, Chipper Cash have fancy security measures in place to protect user's data and information. Chipper Cash is committed to providing the safety and security of all transactions done via mobile app. The fintech app team takes appropriate measures to prevent fraud and fraudulent actors. Therefore, you're rest assured that your funds and financial information are safe with Chipper Cash.
How does Chipper Cash Works?
Chipper Cash App is an amazing mobile money app that works to provide different financial needs. The fintech app offers many financial features including free transactions that allows users to send and receive money on the platform seamlessly across nations' borders.
The Chipper Cash App works on both Android and iPhone. By downloading and installing the app on your smartphone, you can enjoy free and seamless local transfers and the lowest cross-border rates to any of it supported countries and Mobile Money Accounts in 21+ African Countries.
In addition to the cross-border remittance services the financial technology institution is offering to it users, it also further to provide Cryptocurrencies and Stock Trading to it users. Chipper Cash also offers Virtual Cards (in Naira and Dollars) to cater for any online shopping.
The Chipper Virtual USD Card works for shopping, streaming, and subscribing online. You can also use the Chipper Card to pay globally where MasterCard and VISA Card are accepted.
The best virtual bank ever…I have been using since 2020 and gosh it’s so good… it’s fast and reliable. - A user reviewed from the United State.
How to Use Chipper Cash
How to use Chipper Cash Virtual Card
The Chipper Virtual Card is a pre-funded and reloadable online card that can be used for any online transactions locally and internationally. In other words, the Card can be used online in the same way you use your physical debit or credit cards. The card can be funded right from your Chipper wallet.
Chipper Cash offers two types of virtual cards; USD Virtual Card and NGN Virtual Card. However, to claim your Chipper USD Card, you'll need to pay a Card creation fee of $5. This fee will be debited from your Chipper USD balance.
In addition to the card fees, the monthly maintenance fee for the Chipper USD card is USD 1, charged on the 28th of each month. If the card lacks sufficient funds, the fee is deferred until the next top-up. Additionally, there is a 1% fee on all transactions where customers receive funds from external sources, such as Visa Direct, into their card balance.
How to use Chipper Cash to Pay for Apple Music
The Chipper Cash Virtual USD Card is the situable card for any international payments. This simply means, to pay for Apple Music using Chipper Cash, you need to add your Chipper USD Card to your Apple Account(not Apple Pay) on your iPhone/iPad so that you can pay for Apple products such as iTunes, Apple Music, iCloud, and Apple Store. Lastly, the Chipper USD Card can be used in Nigeria, Ghana, South Africa and other supported countries where the fintech app works to pay for Apple Music.
How to use Chipper Cash to pay on AliExpress
To pay on AliExpress using Chipper Cash, you first need to ensure your Chipper Cash account is funded. Once your account is topped up, check if your Chipper USD card is activated. If not, activate it from the app. After activation, note the card details, including the card number, expiration date, and CVV code, as these will be needed during the checkout process on AliExpress.
When you're ready to make a purchase on AliExpress, select the items you want to buy and proceed to checkout. In the payment options, choose "Credit/Debit Card" and enter the Chipper USD card details. Once the payment is processed, you will receive a confirmation, and your order will be completed. Ensure there are enough funds on your Chipper card to cover the purchase.
However, do note that merchant exchange rates may vary from ours whenever you try making an International purchase e.g. It is safer to have a $20 card balance for a $10 purchase so as to easily cover for any difference that may arise from the merchant's end. Also, make sure you are not attempting an amount that exceeds your card transaction limit.
How to use Chipper Cash to buy Bitcoin
Chipper allows you to buy, sell, and receive cryptocurrency. You get to buy, sell, and receive crypto in just a few taps with as little as 1 USD. To buy BTC on Chipper Cash, use the the "Invest" tab on your Chipper Cash App to buy, sell, or hold cryptocurrencies in your Chipper wallet.
How to use Chipper Cash App to Make Money
To make money using the Chipper Cash app, one way is by taking advantage of its referral program. Invite friends or family to join Chipper Cash through your referral link. Once they sign up and complete a qualifying transaction, you receive a referral bonus. This can be a quick way to earn extra cash, especially if you refer multiple people.
To use the Chipper Cash's Refer and Earn feature, tap on your 'Earn' tab in the app and choose 'Share Link - Earn Money'. Now, select the channel you want to share the link through and then select the contact you want to share it to.
Additionally, you can use Chipper Cash for peer-to-peer (P2P) payments and currency exchanges. If you deal in buying and selling currencies or offering remittance services, you can profit from the favorable exchange rates on Chipper Cash. Using the app for fast, low-fee transactions can help you build a small business around transferring money or paying for services for others, potentially earning you a steady income.
